Exemptions and Protections
Federal and state laws offer protections for debtors with limited income. Across the country, people are protected from wage garnishment on income from disability, social security, SSI, child support, inheritance, and veterans' benefits. In addition, wages cannot be garnished if your family receives assistance in the form of things like WIC, EBT or SNAP benefits, or state medical coverage. The equity of your home is also protected through homestead protection plans nationwide. North Carolina, South Carolina, Pennsylvania, Texas, and Florida, as long as you file taxes as the head of household and have at least one dependent, are exempt from garnishment.
Self-Reliant Planning & Educational Action Packets are available (ONLY UPON REQUEST
). These Educational Materials (ARE NOT REQUIRED
) or necessary when resolving or eliminating any/all unsecured debt, customized debt validation, credit correction and improvement or any/all related personal hardship matters.